level U ┊ 1434 words ┊ ◄)) 
Realistic (fiction) 850L
Tanya and Thad are twins with very different spending habits. Thad is learning to invest his weekly earnings in stocks, and Tanya can’t wait to buy a smartphone. Thad loans his sister the money to buy one, but overcharges and interest soon catch up with her. What lesson will Tanya learn about money management?
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